:root{color:#112448;--navy:#0a285d;--blue:#155ed5;--olive:#687b55;--line:#e0e6ed;--soft:#f5f8fb;background:#fff;font-family:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0}a{color:inherit}img{max-width:100%;height:auto;display:block}button,input,textarea,select{font:inherit}button,a{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline-offset:3px;outline:3px solid #f5a623}.shell{width:min(1550px,100% - 64px);margin:auto}.narrow{width:min(1060px,100% - 40px);margin:auto}h1,h2,h3{color:var(--navy);margin:0 0 .7em;font-family:Georgia,Times New Roman,serif;line-height:1.1}h1{font-size:clamp(2.6rem,4.1vw,4.8rem)}h2{font-size:clamp(2rem,2.6vw,2.9rem)}h3{font-size:1.34rem}p{line-height:1.65}small,.eyebrow{letter-spacing:.13em;text-transform:uppercase;font-size:.75rem;font-weight:700}.eyebrow{color:#52647a}.btn{background:var(--blue);color:#fff;cursor:pointer;border:2px solid #0000;border-radius:5px;justify-content:center;align-items:center;gap:.6em;min-height:52px;padding:16px 22px;font-weight:700;text-decoration:none;display:inline-flex}.btn:hover{background:#0a45a5}.btn.alt{color:var(--navy);background:#fff;border-color:#bbc9d8}.btn.alt:hover{background:#eef3f9}.buttonline{flex-wrap:wrap;gap:12px;display:flex}.section{padding:76px 0}.section.tinted{background:var(--soft)}.grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;display:grid}.cards{grid-template-columns:repeat(4,minmax(0,1fr));gap:19px;display:grid}.card{border:1px solid var(--line);background:#fff;border-radius:6px;text-decoration:none;overflow:hidden;box-shadow:0 2px 12px #173b6610}.card img{object-fit:cover;object-position:center 45%;width:100%;height:190px}.card-body{padding:21px 19px 24px}.card p{margin-bottom:0}.check{padding:0;list-style:none}.check li{margin:12px 0;padding-left:30px;position:relative}.check li:before{content:"✓";background:var(--olive);color:#fff;border-radius:50%;place-items:center;width:20px;height:20px;font-size:13px;display:grid;position:absolute;top:0;left:0}.split{grid-template-columns:1fr 1fr;align-items:center;gap:40px;display:grid}.fine{color:#596677;font-size:.87rem}.provision{color:#43536c;max-width:720px;font-size:.9rem}.breadcrumb{color:#5d6878;margin-top:24px;font-size:.84rem}.article{max-width:800px}.article h2{margin-top:1.5em}.highlight{border-left:5px solid var(--blue);background:#edf3fb;margin:28px 0;padding:24px}.label{margin-bottom:7px;font-weight:700;display:block}input,textarea,select{border:1px solid #9baab9;border-radius:4px;width:100%;padding:13px}textarea{min-height:125px}.field{margin-bottom:18px}.contact-form-message{color:#8c1d18;background:#fdeceb;border-left:4px solid #b3261e;margin:0 0 18px;padding:12px 16px}.contact-form-error{color:#b3261e;margin:6px 0 0;font-size:.9rem}.contact-form-message[hidden],.contact-form-error[hidden]{display:none}.site-header{z-index:5;background:#fff;position:relative;box-shadow:0 2px 15px #192c4216}.navline{justify-content:space-between;align-items:center;gap:24px;min-height:84px;display:flex}.brand{color:var(--navy);align-items:center;gap:12px;font-family:Georgia,serif;font-size:1.45rem;font-weight:700;line-height:1.03;text-decoration:none;display:flex}.brand-icon{color:var(--blue);font-family:Arial,sans-serif;font-size:2.15rem}.brand-logo{object-fit:contain;object-position:left center;width:clamp(195px,21vw,275px);height:auto;max-height:68px;display:block}nav{align-items:center;gap:20px;font-size:.87rem;display:flex}nav a{text-decoration:none}nav a:hover{text-decoration:underline}footer{color:#fff;background:#082753;padding:40px 0}footer a{color:#fff}footer .links{flex-wrap:wrap;gap:18px;display:flex}footer p{font-size:.9rem}summary{cursor:pointer;padding:16px 0;font-weight:700}details{border-bottom:1px solid var(--line)}@media (width<=1100px){.navline{flex-wrap:wrap;padding:16px 0}nav{width:100%;padding-bottom:6px;overflow:auto}.cards{grid-template-columns:repeat(2,1fr)}}@media (width<=700px){.shell{width:calc(100% - 34px)}.section{padding:45px 0}.grid,.split,.cards{grid-template-columns:1fr}.navline{gap:12px}.brand{font-size:1.2rem}.brand-logo{width:205px}nav{gap:15px}.card img{height:215px}h1{font-size:2.55rem}.buttonline .btn{width:100%}}.nav-toggle{display:none}.main-nav a[aria-current=page]{color:var(--blue);text-underline-offset:5px;font-weight:700;text-decoration:underline}@media (width<=1100px){.navline{grid-template-columns:1fr auto;align-items:center;gap:12px;display:grid}.desktop-nav{display:none}.nav-toggle{grid-area:1/2;display:block;position:relative}.nav-toggle summary{border:1px solid var(--line);cursor:pointer;border-radius:5px;align-items:center;gap:10px;min-height:48px;padding:12px 15px;list-style:none;display:flex}.nav-toggle summary::-webkit-details-marker{display:none}.nav-toggle summary:before{content:"☰";font-size:1.3rem;line-height:1}.nav-toggle[open] summary:before{content:"✕"}.nav-toggle .main-nav{z-index:15;border:1px solid var(--line);background:#fff;border-radius:6px;flex-direction:column;align-items:stretch;gap:0;width:min(350px,100vw - 34px);max-height:75vh;padding:12px;display:flex;position:absolute;top:calc(100% + 8px);right:0;overflow:auto;box-shadow:0 12px 32px #0a285d24}.nav-toggle .main-nav a{white-space:normal;border-radius:4px;padding:12px}.nav-toggle .main-nav a:hover{background:var(--soft)}.header-cta{display:none}}@media (width>=1101px){.desktop-nav{flex-wrap:wrap;gap:14px;display:flex}.nav-toggle{display:none}}.desktop-nav{align-items:center;gap:clamp(10px,1.25vw,22px);overflow:visible}.nav-group{border:0;position:relative}.nav-group>summary{cursor:pointer;align-items:center;gap:7px;padding:14px 4px;font-weight:600;list-style:none;display:flex}.nav-group>summary:after{content:"⌄";color:var(--blue)}.nav-group>summary::-webkit-details-marker,.mobile-nav-group>summary::-webkit-details-marker{display:none}.nav-submenu{border:1px solid var(--line);z-index:50;background:#fff;border-radius:8px;min-width:250px;padding:8px;display:grid;position:absolute;top:100%;left:0;box-shadow:0 12px 32px #11244822}.nav-submenu a{white-space:nowrap;border-radius:5px;padding:12px 13px;display:block}.nav-submenu a:hover,.nav-submenu a:focus-visible{background:#edf3fb}.mobile-nav-group{border:0}.mobile-nav-group>summary{cursor:pointer;padding:13px 12px;list-style:none}.mobile-nav-group>summary:after{content:"⌄";float:right}.mobile-nav-group>div{border-left:2px solid #d5e2f3;margin-left:12px;padding:0 0 8px 12px;display:grid}.mobile-nav-group a{padding:12px!important}@media (width<=1100px){.nav-toggle .main-nav{width:min(370px,100vw - 34px)}.mobile-nav-group{width:100%}}